Loan Officer | NMLS #310750 | Licensed in Texas, Illinois & Indiana

Shane Sims is a Houston-based Mortgage Loan Officer with over 30 years in lending and sales. Before mortgage, he ran finance departments and dealerships in the auto industry—structuring loans, working lender relationships, and getting deals approved that other people had already given up on.

That's the part clients notice. Shane has spent three decades finding the path when the obvious one closes.

A U.S. military veteran who served from 1988 to 1992, Shane works with veterans on VA loans and understands the benefit from both sides—including the funding fee exemption most veterans don't know they qualify for.

What Shane works with:

• Purchase loans for first-time and move-up buyers

• Refinancing and cash-out strategies

• DSCR investor loans qualifying on rental income

• FHA, VA, USDA, and conventional

• Down payment assistance programs

• Self-employed and non-traditional income

• Jumbo, HELOC, and construction

• Texas down payment assistance including TSAHC  

Behind him is Epic Mortgage's broker platform—over 200 lenders, a commercial division, and a 16-day average close. When a file doesn't fit one lender's box, there's usually another that works.

Shane's approach is straightforward: honest answers, no guessing, and a loan structured around your situation rather than whatever's easiest to place. If something won't work, he'll tell you before you've wasted three weeks finding out.

Contact Shane:
📞 832-396-9043
📨 shanesims@yourepiclender.com